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Purpose of a Land Survey with a Title Transfer

Image of a Man Surveying a Property

A land survey is a process of inspecting the physical property that is being transferred between proprietors. Surveys help the land purchasers understand what they are buying through defining precise land boundaries, demonstrating to them other people's access privileges and identifying conflict issues. Also, a survey before a title transfer allows a buyer to purchase extended title insurance coverage.

Property Boundaries

A land survey precisely measures and defines the property boundaries. The surveyor looks at the property's legal description and the benchmarks on the ground to draw the exact dimensions of the land. This kind of explicit boundary definitions can help you decide where you can construct additional structures or fences. It will also help you avoid any kind of property fraud issues regarding the size of the land.

Easement

An easement is the nonpossessory right given to someone to cross or use your land. Land surveys identify any necessary easements. For instance, utility services often have easements that permit them to enter your property to read meters. Your property might be subjected to access easement, so the owner behind you can pass through the side of your property to get to the street. Easements can be generic without an exact definition, or it can be specific about what part of your property will be accessible. You should understand the different types of easements as it can limit your rights to modify your property.

Encroachment

Through defining your land’s boundaries and easements, a surveyor will also help you determine encroachments. Encroachments happen when your property intrudes on another owner’s territorial rights. For instance, a surveyor may determine that the fence is built a few feet over the property’s legal boundary. Another more complicated example of encroachment would be a structure built 1 foot into another property's right of way. Look into the issues and try to negotiate before a title transfer. Also, title insurance will cover some issues. In the case of a serious encroachment, backing off might be the only option.

Survey Title Coverage

A completed survey is a prerequisite for an American Land Title Association (ATLA) insurance, also known as extended title insurance. ATLA insurance will pay for expenses if a third party has a claim to your property of which you were unaware at the time of purchase. A submitted survey helps the insurer be certain about your right to the property and can cover you against any such unforeseen claims.

Why Land Surveyors are Important to the Buyer of a Home?

Land Surveyor

A land surveyor is very important to the buyer of a home because they provide a service that tells you exactly what the property is like before you buy it. You have to have all this information on hand before you can buy the house, and you need to remember that you are sinking your money into something that is unknown. It will get much easier to understand once you have the surveyor come on the property, and they can create a report that shows you just what the property is like.

The best part of this is that they come out and correct any problems that people might have with the property. This tells you where all the lines are, and it can find problems with the property that are related to how it was drawn up in the first place. This means that you will know if there are any lingering issues with the property, and then you will know if you have to make any corrections or deal with these issues before you buy the house.

You can come to the seller with information about what you think they should do for you, and you can come to an agreement about how to manage the house and property before it is sold. You have to be sure that this is handled quickly so that you can complete the sale and move in, and you also need to be sure that the surveyor gives you a full report so that there are no problems in the future. You can keep that report for as long as you are in the house, and you can pass that report on to the person that you sell the house to in the future if you are ever in need of getting the house moved on the market. You need to have a lot of information on the home to help with the sale, and you will do a lot better when you have worked with a surveyor.

The surveyor that you hire for your new home needs to check the whole property, and they need to be sure that they give you a lot of information about the home that you might have missed in the past. Everything that you do can be changed with help from just one surveyor who has checked everything for you before you close the sale of the home.