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Purpose of a Land Survey with a Title Transfer

Image of a Man Surveying a Property

A land survey is a process of inspecting the physical property that is being transferred between proprietors. Surveys help the land purchasers understand what they are buying through defining precise land boundaries, demonstrating to them other people's access privileges and identifying conflict issues. Also, a survey before a title transfer allows a buyer to purchase extended title insurance coverage.

Property Boundaries

A land survey precisely measures and defines the property boundaries. The surveyor looks at the property's legal description and the benchmarks on the ground to draw the exact dimensions of the land. This kind of explicit boundary definitions can help you decide where you can construct additional structures or fences. It will also help you avoid any kind of property fraud issues regarding the size of the land.

Easement

An easement is the nonpossessory right given to someone to cross or use your land. Land surveys identify any necessary easements. For instance, utility services often have easements that permit them to enter your property to read meters. Your property might be subjected to access easement, so the owner behind you can pass through the side of your property to get to the street. Easements can be generic without an exact definition, or it can be specific about what part of your property will be accessible. You should understand the different types of easements as it can limit your rights to modify your property.

Encroachment

Through defining your land’s boundaries and easements, a surveyor will also help you determine encroachments. Encroachments happen when your property intrudes on another owner’s territorial rights. For instance, a surveyor may determine that the fence is built a few feet over the property’s legal boundary. Another more complicated example of encroachment would be a structure built 1 foot into another property's right of way. Look into the issues and try to negotiate before a title transfer. Also, title insurance will cover some issues. In the case of a serious encroachment, backing off might be the only option.

Survey Title Coverage

A completed survey is a prerequisite for an American Land Title Association (ATLA) insurance, also known as extended title insurance. ATLA insurance will pay for expenses if a third party has a claim to your property of which you were unaware at the time of purchase. A submitted survey helps the insurer be certain about your right to the property and can cover you against any such unforeseen claims.

Why Land Surveyors are Important to the Buyer of a Home?

Land Surveyor

A land surveyor is very important to the buyer of a home because they provide a service that tells you exactly what the property is like before you buy it. You have to have all this information on hand before you can buy the house, and you need to remember that you are sinking your money into something that is unknown. It will get much easier to understand once you have the surveyor come on the property, and they can create a report that shows you just what the property is like.

The best part of this is that they come out and correct any problems that people might have with the property. This tells you where all the lines are, and it can find problems with the property that are related to how it was drawn up in the first place. This means that you will know if there are any lingering issues with the property, and then you will know if you have to make any corrections or deal with these issues before you buy the house.

You can come to the seller with information about what you think they should do for you, and you can come to an agreement about how to manage the house and property before it is sold. You have to be sure that this is handled quickly so that you can complete the sale and move in, and you also need to be sure that the surveyor gives you a full report so that there are no problems in the future. You can keep that report for as long as you are in the house, and you can pass that report on to the person that you sell the house to in the future if you are ever in need of getting the house moved on the market. You need to have a lot of information on the home to help with the sale, and you will do a lot better when you have worked with a surveyor.

The surveyor that you hire for your new home needs to check the whole property, and they need to be sure that they give you a lot of information about the home that you might have missed in the past. Everything that you do can be changed with help from just one surveyor who has checked everything for you before you close the sale of the home.

Avoid Home Buying Pitfalls with a Land Survey

Land Surveying a Neighborhood

What is a Land Survey?

A land survey is a document drawn up by a surveyor that ensures the marketability of a house. 

First and foremost, a land survey is a map that describes the exact location on a street and the size of the property. The map will include precise measurements between the house the properties’ exterior structures such as porches, garages, and fences. The map will also show property lines measured from the house and neighboring properties, identifying potential encroachments. Finally, the land survey will indicate any easements that are described in a property’s title.

Who Needs A Land Survey?

It is a good idea for anyone buying a house to have a land survey done before the settlement. This way a buyer knows exactly what they are paying for. A survey may reveal potential boundary issues such as fences encroaching on neighboring properties, shared driveways with “verbal agreements” about the size and use, or trees that need trimming on the property line. The settlement lawyer will be on hand to help identify problems and answer questions about resolving them before the purchase is final.

Most mortgage companies require a land survey to be done to insure their interests. Title insurance requires a comprehensive land survey as well. An affidavit of a land survey may be sufficient when refinancing a home, but the owner must certify that no changes to the property have been made.

What are the Different Types of Land Surveys?

There are two basic types of land surveys. The first is a “house location survey.” This basic survey is the minimum required by mortgage companies. It merely identifies the house described in the title and maps out its location, size, and general characteristics. It is not registered at the Registry of Deeds and is not valid in land court over boundary disputes. However, it is the least expensive survey available. A house location survey generally costs between $150 to $300 depending on the size and location of the property.

The second type of survey is called an “accurate survey” which is more detailed and also more expensive. A homeowner that purchases a property that has known easements, encroachment issues, odd shaped properties or very close neighbors might consider getting an “accurate survey”. It may be worth spending more money for the peace of mind of knowing the exact nature of their property lines. 

It should be noted that most surveys do not include physically staking out the property lines, but this can be done at the same time as the survey for a nominal extra charge.

Cadastral Land Surveys

Cadastral land surveys are very important because they will be able to go into the land registry in California. That is why you need to make sure that you have worked with someone who is going to figure out what the layout of the property is. That is why it is very important for someone to make sure that they can get a survey and a whole report done. The report that is used is something that can tell you about the land, and you will be able to do better work on that land. You have to learn a lot about the land so you can develop, and you need to be sure that you have spent the time to learn everything you can from the surveyor.

The surveyor is someone who comes out to check the whole property, and it is also very easy for people to know what is possible on that land. The surveyor can tell you a lot, and they can make it so that you have a lot of interesting information on the land. Not having this information is a problem, and that is why you have to remember that you can get things worked out without any issue.

You also need to be sure that you have asked the surveyor if they will be able to register the information that they have on the land. You have to be sure that you have spent some time with the surveyor talking about how they will look over the land. They will come out and explain to you how everything works, and they will give you reports as they go. You have to have all that information because there is no other way for you to get work done. You need to have someone who will work with you on your timeline.

The timeline that you are looking for is very important, and you have to remember that you will get a lot of good work from an Adkan surveyor. An Adkan surveyor will make it so much easier for you to learn about the lot, and then they can teach you what to look for when the work is done. You will get a lot of information in one report that will while you manage your land.

The Benefits of a Survey Plan

Land Surveyor on a Construction Site

Most people have gone through the headache of both buying and selling a home. Property ownership is dependent on borders and boundaries because these boundaries help define the extent and value of the property. Without a survey plan, none of these goals can be accomplished. Land surveys do much more than simply communicate boundaries. They also mark aspects of the property such as elevation changes, and other features that cannot be gleaned by simply looking at the physical property. Land surveys help put the information that once existed in multiple locations all in one place. Not long ago, this information existed only on documents with poorly drawn or wordy descriptions of borders with written documents explaining exactly what was in the property in difficult legal jargon. Today, this information is easy to understand and included entirely in a land survey.

While the most important benefit of a survey plan is that it clearly marks and defines legal boundaries, it actually does much more than this. With the boundaries marked people can easily calculate both the size and shape of the property. Land surveys also clearly mark easements and rights of ways. The survey plan allows you to easily calculate how far away you are from various fences, houses, utilities, and sheds. Any physical markings or other buildings on the property are clearly marked in the survey plan. Land surveys also indicate very clear elevation changes, foliage, sewer grates, wells, and other important topographical features. Furthermore, survey plans clearly indicate possible property encroachments or other unseen property features. 

It is important to consider using a survey plan whether you are purchasing or selling property. On the purchasing end, use a survey plan to make sure you fully understand what you're about to buy. This ensures you aren't surprised with any features of your new property. On the selling end, it is important to make sure the survey plan is correct. Sometimes parts of your property can change. It is important to make sure any benefits or upgrades you have made appear on the survey plan. This helps to make sure your property's survey plan is accurate. Even if you aren't buying or selling property, use a survey plan when renovating or making an addition to the home. This helps make sure this new upgrade is in the proper location. Finally, use survey plans to help solve boundary disputes. Land surveys leave no doubt about the extent of property. After all, this is its most important purpose.